About Me
With 14 years of experience in the Banking and Financial Services industry, I am a seasoned Product Manager with domain expertise in corporate credit cards, collection and recoveries, debt management services, and personal insolvencies. My functional expertise includes business analysis, stakeholder management, requirements gathering, process re-engineering, and documentation and testing using BPMN. I have a strong understanding of agile methodology and its application in enterprise work. Additionally, I have extensive experience with FICO product DM 6.2, gained through various roles within LBG.
As a Product Manager, I have developed a customer-centric approach to product development. I believe that understanding the customer’s needs and pain points is key to building successful products that meet regulatory compliance standards. My stakeholder management, analysis, and interpersonal communication skills have enabled me to work effectively with cross-functional teams, including legal, risk, compliance, and technology, to ensure that all aspects of product development are addressed. I have strong project management skills and the ability to communicate effectively with diverse teams.
As a certified Scrum Product Owner and a qualified lawyer, registered with the Bar Council of Maharashtra and Goa (India), I have a unique skill set that enables me to bridge the gap between business strategy and regulatory compliance. I understand the importance of balancing business strategy with regulatory compliance, and I am well-versed in the regulatory landscape and customer needs. My experience with FICO product DM 6.2 has given me an edge in understanding how to leverage data analytics and automation to drive product innovation.
Overall, my experience as a Product Manager in Financial Services, FinTech, and Payments has taught me the importance of balancing business strategy with regulatory compliance. By understanding the regulatory landscape and customer needs, I believe that I can help drive the growth of any FinTech Payments business while ensuring regulatory compliance and customer satisfaction.
My Educational Profile
About Me
I am thrilled to share with you my educational journey, which has been an enriching and fulfilling experience. I completed my Bachelor of Commerce (B.Com.) degree from Swami Ramanand Teerth Marathwada University, Nanded. The B.Com. program is renowned for its rigorous curriculum, experienced faculty, and emphasis on practical learning. It provided me with a comprehensive understanding of business, accounting, finance, economics, and management principles.By completing the B.Com. program, I gained a solid foundation in business practices, accounting principles, financial management, and economics. This knowledge and skillset have been invaluable in my career in the business world. The degree is recognized globally.
I then pursued a Bachelor’s Degree in Law from Bharati Vidyapeeth, where I received First Class honors. The law program at Bharati Vidyapeeth is well-known for its excellence, and it provided me with a deep understanding of legal theory and practice. The rigorous coursework prepared me to tackle complex legal issues, communicate effectively, and provide strategic legal advice.
Earning a degree in law is a great accomplishment that opens doors to a wide range of career opportunities. With my education and skills, I can pursue a career as a lawyer, legal advisor, judge, or work in the public sector, private sector, or non-profit organizations. The degree from Bharati Vidyapeeth is highly respected in the legal industry.
Finally, I pursued a Master of Laws (LL.M.) in International and European Trade Law from the University of Sussex, where I received a grade of With Merit. Studying at the University of Sussex was an incredible experience. The LL.M. program is well-known for its focus on practical learning, innovative teaching methods, and outstanding faculty. The program equipped me with a deep understanding of the legal frameworks and principles governing international trade and commerce, and it honed my research, analytical, and writing skills.
My educational journey has been a rewarding experience, and I am grateful for the knowledge, skills, and opportunities that I have gained. I am confident that my educational background will continue to serve me well in my future endeavors.
Education Quality
Bachelor of Commerce (B.Com.)
Swami Ramanand TeerthMarathwada University
The B.Com. program at Swami Ramanand Teerth Marathwada University is well-known for its rigorous curriculum, experienced faculty, and emphasis on practical learning. The program is designed to provide students with a comprehensive understanding of business, accounting, finance, economics, and management principles.
Bachelor's Degree in Law
Bharati Vidyapeeth
Bharati Vidyapeeth is known for its excellent law program, and by completing your degree there, I have gained a deep understanding of legal theory and practice. I had coursework that has prepared me to tackle complex legal issues, communicate effectively, and provide strategic legal advice.
Master of Laws (LL.M.)
University of Sussex logo
Studying at the University of Sussex has been an incredible experience. The LL.M. program in International and European Trade Law is well-known for its focus on practical learning, innovative teaching methods, and outstanding faculty. The program has equipped me with a deep understanding of the legal frameworks and principles governing international trade and commerce, and has honed my research, analytical, and writing skills.
My Work Profile
Job Experience
Product Manager
Modulr
As a Product Manager, my responsibilities include overseeing the development and implementation of new products and services, conducting market research, analyzing data, and working closely with cross-functional teams to ensure the success of our products. Modulr is a leading fintech company that specializes in payment solutions, and I am proud to be a part of such an innovative organization.
Requirements Engineer
Credit SuisseZurich, Switzerland
Working at Credit Suisse has been an enriching experience for me, as it provided me with exposure to the dynamic and ever-changing world of financial services. I had the opportunity to work with a diverse group of professionals, including subject matter experts, business analysts, and developers, who provided me with invaluable insights into their respective domains.
Senior Associate Business Consulting
Lloyds Banking Group125 London Wall
The India economy has grown strongly over recent years, having transformed itself from a producer and innovation-based economy.
Senior Business Analyst
Barclays Partner Finance
Working for Barclays Partner Finance provided me with the opportunity to develop my skills as a business analyst in a fast-paced environment. It was an exciting experience to work with such a talented team of professionals and to be involved in projects that had a significant impact on the business.
Business Analyst
Cheque and Credit Clearing CompanyLondon, United Kingdom
Working for the Cheque and Credit Clearing Company provided me with the opportunity to develop my skills in the financial services industry, with a focus on payments processing. I worked closely with stakeholders across the organization, including technology teams, to ensure that business requirements were effectively translated into technical solutions.
Business Analyst
CognizantLondon, United Kingdom
At Cognizant as a Business Analyst, I was responsible for supporting multiple projects for clients in the financial services industry. My role involved gathering and analyzing business requirements, documenting functional specifications, and liaising with stakeholders to ensure that the projects were delivered on time and within budget.
Senior
Implementation Specialist
Lloyds Banking Group
125 London Wall
Over my six-year tenure, I successfully delivered a number of complex projects that improved operational efficiency and enhanced the overall customer experience. My work helped establish me as a skilled project manager with expertise in stakeholder management and project delivery.
Professional Skill
Product Manager
Requirements Engineer
Senior Associate Business Consulting
Senior Business Analyst
Business Analyst
Senior Implementation Specialist
My Blog
Navigating Product Development Challenges
As a product manager, navigating product development challenges is a part and parcel of the job. Every product development project comes with its own set of unique challenges, and it’s important to be able to identify and overcome them to ensure that the product is delivered on time, within budget, and with the desired features and functionality.
Navigating product development issues is part of the job of a product manager. Every product development project presents its own set of unique obstacles, and it is critical to be able to identify and overcome them in order to ensure that the product is delivered on time, under budget, and with the desired features and functionality. Here are some of the insights and experiences I’ve gathered through managing product development challenges: Managing conflicting priorities: One of the most difficult issues in product development is balancing opposing priorities. This can be caused by competing stakeholder expectations, insufficient resources, or shifting market demands. To manage competing priorities, it’s critical to grasp the product’s vision, goals, and objectives. This will assist in making educated decisions concerning
One of the most common challenges in product development is managing competing priorities. As a Product Manager, you must balance the needs of your customers, your company, and your team. To overcome this challenge, it’s essential to establish clear goals and priorities for your product. This will help you make informed decisions about what features to prioritize and what trade-offs to make.
Another challenge in product development is dealing with unexpected roadblocks. These can come in many forms, such as technical issues, resource constraints, or market changes. To overcome these roadblocks, it’s important to be flexible and adaptable. This means being willing to pivot your strategy or adjust your timelines as needed. It’s also important to maintain open communication with your team, stakeholders, and customers to identify potential roadblocks early on and address them proactively.
Prioritizing features is another common challenge in product development. It can be tempting to try to include all possible features to make your product more attractive to customers. However, this can lead to a bloated, unfocused product that is difficult to use and maintain. To overcome this challenge, it’s important to stay focused on the core value proposition of your product and prioritize features that align with that proposition. It’s also important to involve your team and customers in the prioritization process to ensure that you’re building the right features at the right time.
In conclusion, navigating product development challenges requires a combination of strategic thinking, adaptability, and effective communication. By establishing clear goals and priorities, being flexible and adaptable, and prioritizing features that align with your core value proposition, you can overcome common challenges and build successful products. Remember that challenges are a natural part of the product development process, and by embracing them, you can learn, grow, and ultimately succeed.
Emerging trends and technologies in the field of business analysis
In today’s rapidly evolving business landscape, it is essential for professionals in the field of business analysis to stay up-to-date with emerging trends and technologies. These new developments have the potential to transform the way we approach business analysis, and can help us to work more efficiently and effectively. Business analysis is a critical function in any organization, and it involves the identification, analysis, and documentation of business needs and requirements. As technology continues to evolve, the role of the business analyst is also evolving, and it’s essential to stay up-to-date with emerging trends and technologies in this field. In this blog, we will discuss some of the latest trends and technologies in the field of business analysis.
- Artificial Intelligence and Machine Learning: AI and ML are transforming the way organizations conduct business analysis. These technologies can analyze vast amounts of data, identify patterns, and provide valuable insights to business analysts. They can also automate mundane tasks, allowing analysts to focus on more complex tasks that require human intervention.
- Data Analytics: Data analytics is becoming increasingly important for business analysts as organizations generate more data than ever before. Business analysts must be able to analyze and interpret this data to make informed decisions. Data analytics tools and techniques can help business analysts to visualize data, identify trends, and make informed decisions.
- Agile Methodology: Agile is a popular methodology used in software development, but it’s also gaining popularity in business analysis. The agile approach emphasizes collaboration, flexibility, and iterative development, which can help business analysts to deliver products and solutions quickly and efficiently.
- Internet of Things (IoT): The IoT is changing the way organizations conduct business, and business analysts must adapt to this new reality. The IoT generates vast amounts of data, and business analysts must be able to analyze and interpret this data to make informed decisions.
- Blockchain: Blockchain is a distributed ledger technology that is gaining popularity in the business world. It has the potential to transform many industries, and business analysts must understand how it works and how it can be used to benefit their organizations.
As a business analyst, it is essential to keep up with these emerging trends and technologies. To stay ahead of the curve, professionals in this field should invest in ongoing training and education to develop their skills in areas such as data analytics, AI and ML, and emerging technologies. By doing so, they can position themselves as valuable contributors to their organizations and take advantage of the exciting opportunities that these trends and technologies are creating.
In conclusion, the field of business analysis is undergoing significant changes due to emerging trends and technologies. These developments are opening up new opportunities for professionals in this field to add value to their organizations and drive business success. By staying informed and investing in ongoing education and training, business analysts can position themselves as leaders in this dynamic and exciting field.
Collaboration and Communication in Requirements Engineering
Collaboration and communication are critical components of requirements engineering. It involves working with stakeholders, such as product owners, developers, and testers, to ensure that everyone is aligned and working towards the same goal. Effective communication helps to build trust and foster a culture of openness and transparency, which ultimately leads to better results.
As a Requirements Engineer at Credit Suisse, I have had the opportunity to work on numerous projects, collaborating with cross-functional teams to deliver high-quality products. Through my experience, I have come to understand the importance of collaboration and communication in the requirements engineering process.
Effective communication is another critical aspect of requirements engineering. Clear communication ensures that everyone is on the same page and understands the project’s objectives, timelines, and requirements. Miscommunication can lead to delays, cost overruns, and ultimately, project failure. Therefore, it is crucial to establish open and transparent communication channels between team members.Visit our partners,shoes – leaders in fashionable footwear!
Prioritizing features is another critical aspect of requirements engineering. It’s important to work closely with stakeholders to determine which features are essential for the success of the project and to prioritize these accordingly. This involves not only understanding business goals but also taking into account technical constraints and feasibility.
In addition to managing priorities, dealing with unexpected roadblocks is another challenge that requires effective collaboration and communication. By maintaining open lines of communication and working collaboratively to find solutions, the team can overcome obstacles and keep the project moving forward.
At Credit Suisse, we utilized various tools and techniques to facilitate collaboration and communication in requirements engineering. We held regular meetings, such as daily stand-ups, to discuss project progress and identify any roadblocks. We also used collaboration software, such as JIRA, to manage project tasks, track progress, and communicate with team members.
In conclusion, collaboration and communication are essential to successful requirements engineering. Working closely with stakeholders and maintaining open lines of communication helps to manage competing priorities, deal with unexpected roadblocks, and prioritize features effectively. My experience as a Requirements Engineer at Credit Suisse taught me the importance of collaboration and communication in software development and how it can lead to better results.